Lemus Insurance & Financial Services Inc.
Health Insurance for Individuals and Families
Having health insurance has always been a wise decision. Moreover, finding affordable individual and family insurance policies help you manage your health care cost efficiently whenever you need it. Now, under provisions of the Affordable Care Act (ACA), also known as Obama Care, it is a legal requirement.
Lemus Insurance in Salinas partners with the best health insurance companies in the marketplace to provide affordable private quotes for individuals and families. We compare health insurance providers and plans to decide which policy works best for you.
Our team works with companies like Anthem Blue Cross, Blue Shield of California, Kaiser Permanente, and much more.
Open enrollment is generally in the fall, from November to January. Contact us for further information for enrollments in the month of October. You may be eligible for health coverage through special enrollment or Medi-Cal.
Consumers who experience a qualifying life event can enroll in a health insurance plan even outside of the open enrollment period. This is called special enrollment.
Medi-Cal is a program that offers free or low-cost health coverage for children and adults with limited income and resources. We at Lemus Insurance can help you with all your eligibility and application processes. This policy covers:
- Low-Income Adults
- Families With Children
- Persons With Disabilities
- Pregnant Women
- Children in Foster Care
- Former Foster Youth up to Age 26
Lemus Insurance offers outstanding cost-saving dental plans for you and your family. We are committed to offering our clients a cost-effective and simple-to-use dental care program. Each of our plans has been carefully created with group benefits so we can offer you exceptional value at affordable rates. Individual plans such as HMO and PPO are available starting at $40.50 per individual and $81.00 for family Plans.
Whether you need basic glasses and simply want to save on your eye exam or you want designer frames with multiple lens enhancements, we have you covered. If you are not sure about what you need, then you can select a vision plan that lets you tailor your coverage. Contact us for more information.
Medicare Part D, Medigap, and Medicare Advantage
You can get your Medicare benefits through Original Medicare or a Medicare Advantage Plan, HMO or PPO.
Medicare Advantage Plans (also known as “Part C” or “MA Plans”) are offered by private companies and are approved by Medicare. We at Lemus Insurance can help you through the process of screening to see which plant fits your needs.